Stay informed on California insurance news, open enrollment deadlines, and industry updates from your trusted broker.
Open enrollment for Covered California runs November 1 through January 31 each year. Outside of this window, you may still qualify for a Special Enrollment Period due to life events like job loss, marriage, or the birth of a child. Contact us to find out if you qualify.
Visit Covered CaliforniaIndexed Universal Life (IUL) policies offer flexible premiums and cash value growth tied to a market index — with downside protection. As interest rates stabilize, more California families are exploring IUL as a tax-advantaged savings vehicle alongside traditional term coverage.
The Small Business Health Options Program (SHOP) continues to offer California employers with 1–50 employees access to group health and dental plans. Tax credits may be available for qualifying small businesses. Ask us how to structure a competitive benefits package.
SHOP MarketplaceEnhanced premium tax credits under the Affordable Care Act remain in effect, making health insurance more affordable for individuals and families across a wider income range. Many Californians who previously thought they earned too much to qualify may now be eligible for significant savings.
Check Your EligibilityLife changes — and so should your coverage. Marriage, a new child, a home purchase, or a salary increase are all reasons to revisit your life insurance. Schedule a no-obligation review with Palmer Financial before the new year.
Official state marketplace for individual and family health plans.
Verify licenses, file complaints, and learn about your rights as a California policyholder.
Official U.S. government site for Medicare information and plan comparison.
SHOP Marketplace for small employer group health and dental plans.
Information on premium tax credits and eligibility under the ACA.
External links are provided for informational purposes only. Palmer Financial is not responsible for the content of third-party websites.
Call us at 559-248-0542 or request a free quote — we're happy to walk you through what any change means for your coverage.
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